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With hot weather gripping most of the country, many homeowners are cranking up their home air-conditioning and this can be costly and expensive. Fortunately, there are a number of ways to bring cooling costs down as the summer heat continues. Here are a few tips to save money while staying cool:

Install Ceiling Fans
It may seem counterproductive to add even more electric appliances in an attempt to reduce power consumption, but a ceiling fan provides a good alternative to air conditioning as well as can assist your AC unit. A ceiling fan can help reduce the temperature in a room by as much as 10 degrees by pulling hot air away from inhabitants and constantly circulating it. Using it on its own may help on days that aren’t too hot, but using it in concert with an air conditioner set on low can make the AC work less hard.

As a bonus, ceiling fans that are able to spin both clockwise and counterclockwise can also help reduce heating bills in the winter. This is because as hot air rises, running the fan in the opposite direction helps redistribute it back down to the floor of a room.

Go Higher
It’s a good idea to turn the AC temperature setting up a few more degrees than normal to reduce costs as well. People usually won’t notice the difference between 68 and 72 degrees, but for every degree higher it goes, cooling costs are reduced by as much as nine percent.

Keep the Sunshine Out
Many homeowners may want to let the sun into their homes to make their living spaces bright, but doing so can increase costs significantly. The greenhouse effect applies to all types of glass, so letting in sunlight heats up a room. And even if it’s only just by a few degrees, the cost can add up, especially for homes that receive direct sunlight throughout the day. Instead, it’s smart to keep the blinds closed at this time of year.

Check Under the Hood
Whether a home has a central air conditioning system or relies on a number of window units, it’s important to make sure these devices are running properly. Checking air filters as well as clearing out any nearby debris will help ensure the AC runs as efficiently as possible.

For homes with older units, it might simply be a better idea to replace them with newer and more efficient options. As with installing ceiling fans, that will require some up-front investment, but the cost benefits will really add up over time.

Start Programming
For homes with a central AC system, it’s also a good idea to invest in a smart programmable thermostat. Most people know it’s not efficient to run the AC all day – especially when they’re not home – but may forget to leave it running when away at work.

With a wireless-enabled smart thermostat, you control your home’s temperature from anywhere you have an Internet connection.

Get an Expert Opinion
It might be wise to have an efficiency audit on your home. Trained professionals check to make sure there are no issues with the structure of the home hat would lead to inefficient operation of an HVAC system.

These audits can identify even the tiniest cracks in seals around doors and windows or in a home’s foundation that, if patched, can dramatically boost a home’s ability to keep cool air in and hot air out. Some estimates show a typical home may have enough of these little cracks and holes to add up to the equivalent space of leaving a window open 24/7. Sealing them up is often as simple as applying a bit of caulk other sealants.

Be Smart About Food Prep
Many homeowners love to cook, but doing this activity during the summer isn’t always a good idea. Running the stove can really heat up a kitchen and that’s going to make the air conditioner work overtime to keep a desired temperature. Instead, prepare foods that don’t need to be prepared in the oven or stove.

When you did need to turn on the oven,  it’s a good idea to only use it at night, when the temperature is lower.

Brought to you by HMS Home Warranty.  HMS is an industry leader with over 30 years of creating success for clients and providing peace of mind for customers.  To learn more click www.hmsnational.com

Oktoberfest in August? Yes, please! Our local Oktoberfests begin in August and run through October. Put on your lederhosen and plan on enjoying German music, food and entertainment at one of them. You might be caught doing the chicken dance!

Here is our list of local Oktoberfests throughout Cincinnati and Dayton, Ohio; Southeastern Indian and Northern Kentucky:

Maysville Oktoberfest
August 10-11, 2018
Downtown Maysville, Kentucky
Tradition music, folk dancing, German bier and cuisine. Enjoy the parade!

Dayton Liederkranz-Turner Germanfest Picnic
August 10-12, 2018
Riverscape MetroPark at 111 E. Monument Avenue  in Dayton, Ohio
Food, music, games as well as a biergarten and wiengarten

Germania Society Oktoberfest
August 24- 26, 2018
3529 W. Kemper Road in Cincinnati, Ohio
Let the German festivities begin!

Sister Cities of Vandalia Oktoberfest
September 7-8, 2018
Vandalia Sports Complex on Stonequarry Road in Vandalia, Ohio

Springboro Oktoberfest
September 7-8, 2018
Springboro United Church of Christ, 5 West Mill Street, Springboro, Ohio
Bratwurst to schnitzel! Live music, kids zone and more!

Vandalia Oktoberfest
September 7-8, 2018
Vandalia Sports Complex at 1111 Stonequarry Road, Dayton, Ohio
Live music and lots of German food

MainStrasse Village Oktoberfest
September 7-9, 2018
MainStrasse Village in Covington, Kentucky

Oktoberfest 2018 Street Festival
September 14, 2018
The Sherman Biergarten
35 S. Main St., Batesville, Indiana
Musicians from Eutenhausen-Mussenhausen, Germany will be playing!

Oktoberfest Zinzinnati
September 21-23, 2018
Downtown Cincinnati along Second and Third Streets between Walnut and Elm Streets
Largest Oktoberfest in the U.S.!

Oktoberfest – The Dayton Art Institute
September 21-23, 2018
Dayton Art Institute
456 Belmonte Park N., Dayton, Ohio

Germantown Pretzel Festival
September 22-23, 2018
Historic Germantown, Ohio
Not an Oktoberfest – best still German!

St. Jude Oktoberfest
September 23-24, 2018
5924 Bridgetown Road, Cincinnati, Ohio 45248

Newport Oktoberfest
September 28-30, 2018
Festival Park (Riverboat Row) in Newport, Kentucky

St. Leon Oktoberfest
October 5-6, 2018
St. Joseph American Legion Post 464, 28866 Post 464 road, Brookville (St. Leon), Indiana
German food, beer games and a pie auction! Pork chop dinner on Saturday evening

Donauschwaben Oktoberfest
October 5-7, 2018
4290 Dry Ridge Road in Colerain Township, Cincinnati, Ohio

Lebanon Oktoberfest
October 13, 2018
Will & Harriet Miller Ecological Park
755 Miller Road, Lebanon, Ohio

Dayton German Club Oktoberfest
October 20, 2018
Dayton, Ohio
Enjoy everything German!

It’s August – and the dog days of summer. Instead of heading to the pool again, why not attend a local festival or concert. This month has so many options – and many are free! Kentucky has its annual Goettafest and the World’s Longest Yard Sale early in the month. Or head to Freaze Pavilion for Bacon Fest in Dayton on the 18th.

Local events for Cincinnati and Dayton, Ohio; Northern Kentucky; and Southeastern Indiana are in order by date. Let us know if we missed something fun to do.

Homearama – Cincinnati
Through August 5, 2018
Highlands at Heritage Hill in Union Township at 3284 Columbia Road, Lebanon Ohio
Tour 10 new homes priced from $1-$2 million.

Terra-cotta Army: Legacy of the First Emperor of China
Through August 12, 2018
Cincinnati Art Museum, Eden Park, Cincinnati, Ohio
View 120 Chinese life-sized  army figures

Dayton Homearama: Touring Edition
Through August 12, 2018
Various locations in the Miami Valley in Dayton, Ohio
See new homes in this scattered-site tour. Home priced from $85,000 – $1 million.

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Broad Street Bash
August 1, 2018
First Avenue and Broad Street, Middletown, Ohio
Bring your lawn chairs or blankets! Enjoy the music!

Summer Concert – Big Trouble Blues Band
August 1, 2018
Spring Grove Cemetery and Arboretum at 4521 Spring Grove Avenue, Cincinnati, Ohio
Bring your lawn chair. Concert at the Rose Garden gazebo.

Party on the Purple
August 1, 2018
Purple People Bridge accessed via Newport on the Levee, Newport, Kentucky or Sawyers Point in downtown Cincinnati
Live music and food trucks

Greenhills Concert on the Commons
August 1, 8 and 22, 2018
Corner of Winton and Garragut in Greenhills (Cincinnati), Ohio
Enjoy the music!

Summer Concert Series
August 1, 8,15, 22 and 29, 2018
Liberty Center at 7100 Foundry Row, Liberty Township, Ohio
Bring your lawn chair!

Wednesdays in the Woods
August 1 and 8, 2018
Burnet Woods at 3251 Brookline Avenue, Cincinnati, Ohio
Live music, good and activities for kids

Takeover on the Square
August 2, 9, 16, 23 and 30, 2018
The Square at Union Centre at 9285 Centre Pointe Drive, West Chester, Ohio
Summer concerts series!

Music on the River 
August 2, 9, 16, 23 and 30, 2018
Downtown Lawrenceburg at East High Street, Lawrenceburg, Indiana
Enhoy food, beer garden along with the live music

Party on the Plaza
August 2 and 23, 2018
7850 Five Mile Road at the Anderson Center in Anderson Township in Cincinnati, Ohio
Live band concert and lots of great food.

RiversEdge Simmer Concert Series
August 2, 9, 16 and 23, 2018
RiversEdge Amphitheater in downtown Hamilton, Ohio
Enjoy music along the Great Miami River

Roots Revival
August 2, 9, 16, 23 and 30, 2018
Washington Park at 1230 Elm Street, Over-the-Rhine in Cincinnati, Ohio
Enjoy live bluegrass music. Eli’s BBQ will have food service.

Salsa on the Square
August 2, 9, 16, 23, 30, 2018 (+ September 6, 13, 20, 27)
Fountain Square, downtown Cincinnati, Ohio
Live salsa bands and skilled dancers will inspire you to take to the dance floor. Enjoy food from Mazunte.

The Take Over on the Square
August 2, 9, 16, 23, 30, 2018 
The Square at Union Centre at 9285 Centre Point Drive in West Chester, Ohio
Live music from 6-9pm.

Music on the River
August 2, 9, 16, 23, 30, 2018
Downtown Lawrenceburg at 118 Walnut Street in Lawrenceburg, Indiana
Cruise-in car show with live music. Bring your lawn chair.

Live at the Levee
August 2, 9, 16, 23 and 30, 2018
Newport on the Levee at Riverwalk Plaza, Newport, Kentucky
Free concert

Groovin’ on the Green Summer Concerts
August 2, 9, 16, 23, 30 (and September 6), 2018
310 Wessel Drive at the Village Green Park Amphitheater in Fairfield, Ohio
Live music!

Party on the Plaza
August 2 and 23, 2018
7850 Five Mile Road at the Anderson Center in Anderson Township in Cincinnati, Ohio
Live band concert and lots of great food.

Glier’s Goettafest
August 2-5, 2018
Newport Riverfront in Newport, Kentucky
We love our goetta! Enjoy this German food a la omelets, pizza, reubens and more!

World’s Longest Yard Sale
August 2-5, 2018
Along 127
All kinds of treasures can be yours!

Dayton Horse Show
August 2-5, 2018
Champions Center at 4122 Laybourne Road, Springfield, Ohio
Enjoy watching horsemanship at its finest!

First Friday Food Truck Frenzy at Austin Landing
August 3, 2018
Austin Landing at 10050 Innovation Drive, Dayton, Ohio
Concert in the park for $5 – enjoy food truck fare

Delhi Skirt Game
August 3, 2018
Delhi Township Park in Delhi in Cincinnati, Ohio
Food, rides, games, fireworks an a fun skirt-filled baseball game!

Party in the Street 
August 3, 2018
Various locations in downtown Lawrenceburg, Indiana
Adults only. Live bands with beer, wine and food truck fare.

Days in the Park Festival
August 3-4, 2018
Chamberlin Park in Deer Park, Cincinnati, Ohio
Rides, games, food and fireworks!

Cool Films Series at Victoria Theatre
August 3-5,  10-12, 17-19, 24, 2018
Victoria Theatre at 138 North Main Street, Dayton, Ohio
Nostalgic films from the Victory Movie House Era.

Concerts in the Square
August 3, 17 and 31, 2018 September 14)
St. Lawrence Square at 3650 Warsaw Avenue in Price Hill, Cincinnati, Ohio
Live music – bring your lawn chair!

Moonlite Gardens Dance Party
August 3 and 24, 2018 (+ October 12)
Coney Island at 6201 Kellogg Avenue, Cincinnati, Ohio
Dance to live music!

Mt. Healthy Summer Concert
August 3, 10 and 24, 2018
Mt. Healthy City Park at McMakin Street, Mt. Healthy, Cincinnati, Ohio
Free concerts to enjoy!

Friday Night Concert Series
August 3, 10, 17, 2018
Blue Ash Towne Square in Blue Ash, Ohio
Live music — bring your lawn chairs!

Friday Flow
August 3, 10, 17, 24 and 31, 2018
Washington Park at 1230 Elm Street, Over-the-Rhine, Cincinnati, Ohio
Enjoy live  music on the Civic Lawn!

St. Leon Volunteer Fire Department Festival
August 3-4, 2018
Near State Route 1, St. Leon, Indiana
Fish or smoked pork chop dinner on Friday; Chicken dinner on Saturday!

First Friday / Second Look at Pendleton Art Center – Middletown
August 3-4, 2018
1105 Central Avenue, Middletown, Ohio 45042
Artists will be available to show off their talents, food, music and more!

Holy Cross Immaculata Festival
August 3-4, 2018
30 Guido Street, Mt. Adams (Cincinnati), Ohio
Live music, casino, international food festival and bier garten

Ohio River Paddlefest
August 3-4, 2018
Ohio River in Cincinnati, Ohio
Paddle along the Ohio River – enjoy the views, live music  and the Finish Line Festival at Gilday Riverside Park with food trucks and craft beer.

St. Leon Volunteer Fire Department Festival 
August 3-4, 2018
28870 St. Joe Drive in St. Leon, Indiana
Games, food and kids’ activities. Fried fish on Friday and smoked pork chops on Saturday.

Y Bridge Arts Festival
August 3-4, 2018
Landing Park in downtown Zanesville, Ohio
Visual artists, performance artists as well as food and crafts

Festival in the Park
August 3-5, 2018
Deer Park, Cincinnati, Ohio

St. John Family Festival
August 3-5, 2018
9080 Cincinnati-Dayton Road, West Chester, Ohio
Games, rides, live music, walking tacos, pulled pork and more

St. Louis Homecoming Festival
August 3-5, 2018
210 N. Broadway, Owensville, Ohio
Games, rides, festival fav food. Chicken dinner on Sunday

18th Annual Lebanon Blues Festival
August 4, 2018
Downtown Lebanon, Ohio
Listen to the blues and enjoy food and drink!

British Car Day 
August 4, 2018
Eastwood MetroPark at 1385 Harshman Road in Dayton, Ohio
View over 300 British cars and motorcycles!

Summermusik with the Cincinnati Chamber Orchestra
August 4, 2018
Corbett Theatre, School for Creative and Performing Arts School, Over-the-Rhine, Cincinnati, Ohio
Featuring Cello Soloist Coleman Itzkoff with music from the soundtrack of Downton Abbey and more

West Chester Concert Series
August 4, 11, 18, 2018 (+ September 3)
Keehner Park Amphitheater  at 7211 Barrett Road, West Chester Township, Ohio
Bring a blanket or chair!

St. Teresa of Avila Festival
August 4-5, 2018
1175 Overlook Avenue in Covedale (Cincinnati), Ohio
Live music, festival games, Sunday Family Dinner

Polish Summer Fest
August 5, 2018
Polish Picnic Grounds at 3690 Needmore Road in Dayton, Ohio
Music, good, da cing and games!

St. Aloysius Summer Festival
August 5, 2018
3350 Chapel Road, Shandon, Ohio
All-you-can-eat chicken dinner and lots of fun

St. Mary Festival
August 5, 2018
6647 Van Buren Avenue, (Arnheim) Georgetown, Ohio
Chicken dinner, homemade ice cream and fun!

Summermusik – An Afternoon with Jane Austen
August 5, 2018
Taft Museum of Art, downtown Cincinnati, Ohio
Featuring a Jane Austen expert and narrator along with a Cincinnati Chamber Orchestra’s violinist and cellist who will present Jane Austen’s favorite music

Tri-State Antique Market
August 5, 2018 (+ September 2 and October 7)
US Route 50 at Lawrenceburg Fairgrounds, Lawrenceburg, Indiana
Indiana’s largest antiques and vintage market

Centerville Summer Concert Series
August 5, 12, 19, 26, 2018 (+ September 9)
Stubbs Park at 255 W. Spring Valley Road, Centerville, Ohio
Bring your lawn chair to the amphitheater

Summermusik – MicroBrass @Fretboard
August 7, 2018
@Fretboard Brewery at 5800 Creek Road in Blue Ash, Cincinnati, Ohio
Selections from popular operas with the Cincinnati Chamber Orchestra brass quintet and a guest soloist; Queen’s Bohemian Rhapsody is part of the line up

Enon National Night Out
August 7, 2018
Indian Valley Middle School at 510 S. Xenia Drive, Enon, Ohio
Food, games, music and more

Music on the River – Parrots of the Caribbean
August 9, 2018
High and Short Streets, Lawrenceburg, Indiana
Free concert! Bring your lawn chair

Levitt Pavilion Concerts
August 9-12, 16-19, 23-26, 30-31, 2018 (+September 6-9, 13-16, 20-23, 27-30; October 4-7)
134 S. Main Street, Dayton Ohio
Free concerts in downtown Dayton, Ohio!

Great Inland Seafood Festival in Newport
August 9-13, 2018
Newport Riverfront, Newport, Kentucky
Eno seafood from many local Northern Kentucky restaurants + music

Movie in the Park
August 10, 2018
General Ormsby Mitchell Park in Fort Mitchell, Kentucky
Bring your blanket and chairs. Popcorn and drinks provided. Dusk.

Runway Fest & Fireworks
August 10, 2018
10550 N. Springboro Pike, Miamsburg, Ohio at the Dayton-Wright Brothers Airport in Dayton, Ohio
Aircraft displays, airplane rides, hot air ballon rides, and fun activities for the kids

Union  Centre Boulevard Food Truck Rally
August 10, 2018
Union Centre Boulevard in West Chester, Ohio
Food, food and more food!

Bellwether Fest
August 10-11, 2018
Renaissance Festival Park at 10542 State Route 73 in Waynesville, Ohio
Music festival (and camping)

The Spitfire Grill
August 10-11, 2018
Springfield Civic Theatre

Maysville Oktoberfest
August 10-11, 2018
Downtown Maysville, Kentucky
Live music, traditional German dancing, beer, wine and food!

Dayton Liederkranz-Turner Germanfest Picnic
August 10-12, 2018
Riverscape MetroPark at 111 E. Monument Avenue  in Dayton, Ohio
Food, music, games as well as a biergarten and wiengarten

Our Lady of Visitation Visifest
August 10-12, 2018
3172 South Road in Mack (Cincinnati), Ohio
Live music and Sunday Chicken Dinner

Sacred Heart Festival
August 10-12, 2018
400 Nilles Road, Fairfield, Ohio
Fish fry on Friday. Festival favs

St. John The Baptist Festival
August 10-12, 2018
5361 Dry Ridge Road, Cincinnati, Ohio
Country-style chicken dinner on Sunday

Miami County Fair
August 10-16, 2018
650 N. County Road in Troy, Ohio
Chris Lane in concert, rides, food and fun!

Cincy Blues Fest
August 11, 2018
Sawyer Point Park at 705 E. Pete Rose Way in Cincinnati, Ohio
Enjoy hearing the blues!

Festival of the Vine 2018
August 11, 2018
Fraze Pavilion, Dayton, Ohio
Fine wine and cool jazz festival

Festival on the Lake at AJ Jolly Park
August 11, 2018
Alexandria, Kentucky

The Off Market
August 11, 2018 (+September 8)
MadTree Brewery on Madison Road in Oakley, Cincinnati, Ohio
Artists, bakers and boutiques. Shop local!

Summermusik – The Seasons – Reimagined
August 11, 2018
Corbett Theatre, School for Creative and Performing Arts School, Over-the-Rhine, Cincinnati, Ohio
Enjoy photos from Cincinnatian Michael Tittel along to music from the Cincinnati Chamber Orchestra

Union Township Summer Concert Series
August 11, 2018 (+September 8)
Amphitheater at 4350 Aicholtz Road at the Union Township Civic Center, Cincinnati, Ohio
Bring your lawn chairs and snacks!

Classic Car Show
August 11, 2018
Oakwood Park and Hazelwood Community Center – 11090 Oak Avenue in Blue Ash, Ohio
12th annual car show!

Bellwether Music Festival
August 11-12, 2018
Renaissance Park on Ohio SR 73 near Wilmington, Ohio
Alternative music festival with camping.

Englewood Art Festival
August 11-12, 2018
Centennial Park on Union Road in Englewood, Ohio
Enjoy viewing artisans’ work, good and live entertainment.

St. Paul Festival
August 11-12, 2018
9788 North Dearborn Road, New Alsace, Indiana
Games, food, kiddyland, beer garden and live music. Chicken dinner on Sunday.

Western & Southern Open Tennis Tournament
August 11-19, 2018
Lindner Family Tennis Center at 5460 Courseview Drive in Mason, Ohio
See world-renowned tennis player in action!

Art in the Garden
August 12, 2018
2410 Lanes Mill Road in Hamilton, Ohio
Chart with artists and enjoy garden tours!

30th Annual Art on the Commons
August 12, 2018
Lincoln Park Civic Commons in Kettering, Ohio
Fine arts and crafts from over 100 artisans nationwide

Family Day at Stricker’s Grove
August 12, 2018
11390 Hamilton Cleves Road at Stricker’s Grove in Ross, Ohio
Stricker’s Grove is open to the public only a couple of times per year with their amusement rides.

Summermusik – Postcards from the Sky
August 12, 2018
Carnegie Hall at 402 Monmouth Street, Newport, Kentucky
The Cincinnati Chamber Orchestra presents Vivaldi’s Concerto in G Minor.

30th Annual Art on the Commons
August 12, 2018
Lincoln Park Civic Commons at 675 Lincoln Park Boulevard, Kettering, Ohio 45429
Fine arts and crafts from over 100 U.S. artists

Music on the Bricks
August 14, 2018
Downtown Osgood, Ripley Street, Osgood, Indiana
Bring your lawn chair and enjoy the music!

Jesus Christ Superstar
August 15 – September 9, 2018
Warsaw Federal Incline Theater at ___________
A rock musical from the 70’s.

Big Band Nights at Riverscape
August 16, 2018
111 E. Monument Avenue, Dayton, Ohio
Swing and big-band music in the canopy! Bring your lawn chair.

Summermusik 
August 16, 2018
Esquire Theatre in Clifton, Cincinnati, Ohio
Featuring violinist Elizabeth Pitcairn who will offer commentary to Red Violin, an Academy award-winning film

Summer Music Festival
August 16, 2018
Ault Park at 3600 Observatory Avenue in Hyde Park (Cincinnati), Ohio
Dance to live music! Food, wine and water will be available

Music on the River – Danny Frazier
August 16, 2018
High and Short Streets, Lawrenceburg, Indiana
Free outdoor concert. Bring your lawn chair

Birds of a Feather Music & Arts Festival
August 16-19, 2018
Thornhill Farm at 14114 Kenton Station Rd. in Morning View, Kentucky

St. Mary FunFest
August 16-19, 2018
2853 Erie Avenue in Hyde Park, Cincinnati, Ohio
Live music, rides, games, Sunday Spaghetti Dinner

Summermusik – American Souvenirs
August 17, 2018
Liberty Exhibition Hall, 3938 Spring Grove Avenue, Northside, Cincinnati, Ohio
The Cincinnati Chamber Orchestra presents some the most famous America songs a la Gershwin and more
Yellow Cab Food Truck Rally
August 17, 2018 (+September 21, October 19)
700 E. 4th Street, Dayton, Ohio
Dinner trucks, dessert trucks and local craft beers! Live entertainment.

Walk on Woodburn (WoW)
August 17, 2018
Woodburn Avenue, East Walnut Hills, Cincinnati, Ohio

Family Funfest at St. Mary Church
August 17- 19, 2018
2853 Erie Avenue in Hyde Park in Cincinnati, Ohio
Fun for all at this festival

Midwest Regional Black Family Reunion
August 17-19, 2018
Various locations in Cincinnati, Ohio
This festival is all about the “black family” – from the parade, concerts and food!

St. Bernadette Festival – Taste and See Goodness 
August 17-19, 2018
1479 Locust Lake Road, Amelia, Ohio
Live music, games. rides, Italian sausage and Sunday Chicken DInner

St. Elizabeth Ann Seton Church Festival
August 17-19, 2018
5890 Buckwheat Road in Milford, Ohio
Live music and lots of great food and fun.

St. William Festival
August 17-19, 2018
4108 W. Eight Street in Price Hill (Cincinnati), Ohio
Festival favs

An Annual Afternoon with the Beer Barons
August 18, 2018
Spring Grove Cemetery & Arboretum, Cincinnati, Ohio

Bacon Fest 2018
August 18, 2018
Fraze Pavilion, Dayton, Ohio
Live music and yummy bacon!

Springfield Rotary Gourmet Food Truck Competition
August 18, 2018
Veteran’s Park Amphitheatre at 250 Cliff Park Road, Springfield, Ohio
35 food trucks will be serving their specialties! Live bands and a beer garden.

Dillsboro Summer Concert
August 18, 2018
Grass lot on North Street, Dillsboro, Indiana
Free concert!

Rock Piqua – Riverfront Concert Series in Piqua
August 18, 2018
Concerts near the Great Miami River at 125 E. Water St. at Lock Nine Park in Piqua, Ohio
Bring your lawn chair and enjoy food vendor fare

Springfield Gourmet Food Truck Competition
August 18, 2018
Veteran’s Park Amphitheatre in Springfield, Ohio
Food and live music!

Summermusik 
August 18, 2018
Corbett Theatre, School for Creative and Performing Arts School, Over-the-Rhine, Cincinnati, Ohio
Featuring violinist Elizabeth Pitcairn  along with the Cincinnati Chamber Orchestra

Music in the Park
August 18, 2018 (+September 15, 2018)
Deer Park, Cincinnati, Ohio

Sweet Corn Festival
August 18-19, 2018
Community Park at 691 East Dayton-Yellow Springs Road in Fairborn, Ohio
180 arts/crafts booths and food vendors. Enjoy steamed sweet corn!

Summermusik 
August 19, 2018
Cincinnati Art Museum, Cincinnati, Ohio
Featuring violinist Elizabeth Pitcairn along with the Cincinnati Chamber Orchestra string quartet

Burlington Antique Show
August 19, 2018 (+September 16 and October 21, 2018)
Boone County Fairgrounds at 5819 Idelwild Road, Burlington, Kentucky
Find a special treasure!

City Flea
August 18, 2018
Washington Park in Over-the-Rhine, Cincinnati, Ohio
Find a treasure here!

Signs and Songs
August 24, 2018 (+September 21 and October 19)
American Sign Museum at 1330 Monmouth Avenue, Cincinnati, Ohio
Concert fee

Summermusik – The Roading 20’s
August 21, 2018
Library VIP Lounge at Jack Casino, downtown Cincinnati, Ohio
The Cincinnati Chamber Orchestra’s wind players present music from the time of Prohibition

Shakespeare in the Park
August 23, 2018
Erlanger Flagship Park, Erlanger, Kentucky
To be…or not to be… Bring your lawn chairs!

Cindependent Film Festival
August 23-25, 2018
Woodward Theater and Mini Micro Cinema, Over-the-Rhine, Cincinnati, Ohio

46th Swiss Wine Festival
August 23-26, 2018
Riverfront Park at Vevay in Switzlerland County, Indiana
Enjoy wine, riverboat cruises and a parade!

Summermusik 
August 24, 2018
Redmoor in Mt. Lookout, Cincinnati, Ohio
Featuring pianist Chris O’Riley along with a Cincinnati Chamber trumpeter along with alternative rock music

Fridays on Prouty Concert: Hey There Morgan
August 24, 2018
Downtown Troy, Ohio
Free concrt

The Donut Jam
August 24, 2018
Downtown Troy, Ohio
Enjoy the free concert, food and drinks.

Cincy Brew Ha Ha
August 24-25, 2018
Sawyer Pointe Park in downtown Cincinnati, Ohio
Brews and comedy! Have fun!

Greater Dayton Lebanonese Festival
August 24-26, 2018
St. Ignatius of Antioch Maronite Catholic Church at 6915 Springboro Pike in Dayton, Ohio
Middle Eastern food, dancing and entertainment plus rides and craft booths.

Germania Society Oktoberfest
August 24- 26, 2018
3529 W. Kemper Road in Cincinnati, Ohio
Let the German festivities begin!

St. Ignatius of Antioch Lebanese Festival
August 24-26, 2018
5815 Springboro Pike, Dayton, Ohio
Lots of Lebanese food to enjoy

St. Ignatius Loyola Festival
August 24-26, 2018
5222 North Bend Road in Monfort Heights (Cincinnati), Ohio
Live music, games, rides, lots of food selections

Summermusik 
August 25, 2018
Corbett Theatre, School for Creative and Performing Arts School, Over-the-Rhine, Cincinnati, Ohio
Featuring pianist Chris O’Riley along with a Cincinnati Chamber trumpeter

Taste of Blue Ash
August 25-26, 2018
Summit Park at 4335 Glendale Milford Rd. in Blue Ash, Ohio
Wonderful food to sample from area restaurants along with live music.

Art in the Park
August 25, 2018
Keehner Park Amphitheatre in West Chester, Ohio
Julius Caesar is presented under the stars by the Cincinnati Shakespeare Company

Tour de Donut
August 25, 2018
11. N. Market Street, Troy, Ohio
A sweet bike ride eating donuts!

VetFest Ohio
August 25, 2018
Rip Rap Roadhouse 6024 Rip Rap Road in Dayton, Ohio
Concert, bike show, sky diving, games and food!

Annual Enon Car Show
August 26, 2018
In front of Enon Primary School in downtown Enon, Ohio
Cars, trucks, motorcycles, food and more!

Music on the River – The Devonshires
August 30, 2018
High and Short Streets, Lawrenceburg, Indiana
Free outdoor concert – bring your lawn chair

The Taste
August 30, 2018
Fraze Pavilion at 695 Lincoln Park Boulevard, Kettering, Ohio
Ticket required. Enjoy food from many local restaraunts.

Oakley After Hours
August 31, 2018
Oakley Square on Madison Road in Oakley (Cincinnati, Ohio)
Live music and entertainment  the last Friday (April – August)

Nativity of Our Lord 
August 31 – September 2, 2018
5936 Ridge Avenue in Pleasant Ridge (Cincinnati), Ohio
Festival favs

St. John Neumann
August 31 – September 2, 2018
512191 Mill Road, Cincinnati, Ohio
Live music, pig roast on Saturday, chicken dinner on Sunday

AlterFest 
August 31 – September 4, 2018
940 E. David Road, Kettering, Ohio
Rides, games, live music, famous chicken dinner, beer and wine garden

In the mood to look at new homes? Attend Dayton’s Homearama! This homeshow is geographically scattered throughout the Miami Valley region. Homearama runs July 27 through August 12, 2018 and features seven newly built homes. Homes are priced from $224,900 to $1,000,000 and some homes have already sold.

Homearama tickets are $12 and are available at Krogers or the Dayton Homearama website. (Tickets are $15 if purchased at a Homearama home.)

Homearama Hours:
Monday – Thursday (4pm – 8pm)
Friday – Saturday (12pm – 8pm)
Sunday (12pm – 6pm)

Homearama has a free app to use from the Apple App Store and Google Play Store. This app shares directions and maps to the homes and let’s you vote for your favorites.

Starter homes are always popular due to the higher number of possible home buyers who want to buy them. Due to their smaller size, these properties usually have lower prices and may be perfect for those looking to keep costs down. With the demand for them so great, starter homes typically spend very little time on the market and often attract multiple offers.

The Time To Buy a Starter Home is Now
Now could be the best time to buy that starter home. Home values are on the rise and interest rates have been slowly rising. You could afford more home now than in the near future. A starter-home search might take some time due to the high demand for homes, but if you can lock into a mortgage rate now, you will also likely get a much better rate than someone who waits six or more months.

Talk To Your Agent
It’s always wise to talk to a real estate professional about housing options based on where you are looking to live, what you can afford, and your long-term homeownership plans. Your agent will be able to give you the benefit of years of experience and help you make the most-informed decision possible about purchasing your first home.

Look at for homes for sale. 

Brought to you by HMS Home Warranty.  HMS is an industry leader with over 30 years of creating success for clients and providing peace of mind for customers. To learn more click www.hmsnational.com.